Finance Struggles

I don't know how you feel about money. I think most mommas are like me, we want to make sure our family is taken care of and our finances are being looked after. Having reliable information on how to save and look after your own finances is so important in today's world. If you didn't grow up wealthy you probably want to earn a lot more than you spend. I think that’s a great goal to have, but you need to figure out how to do it. I don't know what your financial situation is right now but I'm sure it could be better. If this post helps one person make their finances better then I feel like my job is done!

Key tips for managing your finances are :

1) Set up a budget and stick to it. I know this sounds like the most boring thing in the world, but it's actually super important. Having a budget is one of the best ways to make sure you're not spending more money than you have coming in every month.

2) Don't spend more than you earn. I know this seems like a no-brainer, but it's so important. If you spend more money than you have, then you'll be in debt for the rest of your life!

3) Save up for emergencies. Emergencies happen all the time, and if you don't have savings set aside for them then they can really throw off your finances.

4) Pay off your credit card debt as soon as possible. The interest rate on credit cards is extremely high, and if you don't pay them off quickly then it's easy to get into a situation where you're paying hundreds of dollars in interest every month.

5) Don't buy things unless they're necessities or something you can afford with cash in hand.

6) Make sure all your bills are paid on time each month